SUPERRA is a savings management application. The application provides an opportunity to invest savings in government and corporate bonds, perform bond purchase and sale transactions without visiting the bank, and track the investment portfolio in a completely digital environment.

A bond is a security issued by the government or any company that enables the owner of the bond to receive the nominal value of the bond and a certain income of the latter from the person issuing the bond or the government within a specified period.

No, Converse Bank is cooperating with Fido Invest CJSC, which is licensed and controlled by the Central Bank of Armenia and owns the SUPERRA application.

The nominal value of the bond is the monetary unit specified in the bond, which has been paid and is subject to repayment after the expiration of the term set by the bond.

Bonds allow the owner to save and earn income:

• with the possibility of repayment of interest annually/ semi-annually/monthly/quarterly,
• without income tax,
• with the possibility of selling bonds,
• with a high level of liquidity.

 The bonds can be sold through the SUPERRA app at any time.

The liquidity of a bond is its ability to turn into cash in a short period of time and without significant losses.

The SUPERRA app allows users to get acquainted with the bonds available in the market and save fully in a digital application without visiting a bank. The application is simple and available for everyone regardless of experience in the sphere.

The SUPERRA application is available on the App Store and Google Play.

Only the brokerage company and the bank have access to your personal information, both are controlled by the Central Bank of Armenia.

The purchased bonds and the information about them are available in the "Portfolio".

The transaction is executed within one working day.

The yield to buy is the return an investor will receive if they purchase the bond at the current market price and hold it until maturity (or for a specific period).

Yes! SUPERRA guarantees the liquidity of purchased bonds at any time.

To make transactions in the SUPERRA app, you need to apply to open an account and replenish the account, which you can do directly through the SUPERRA application.

To activate the SUPERA app, you need to register by filling in and confirming your phone number and email address. Before making transactions, you need to open an account by going through the account opening process without visiting the bank.

If you have already registered in the SUPERRA application and want to open an account, you just need to click the ''Open account'' button from the ''Main'' page and go through the simplified account opening process without visiting the bank and the investment company.

After opening an account through the SUPERRA application, the ''Top up account'' button will be available on the ''Main'' page.
By going to the ''Account replenishment'' page, you can replenish the account both from a bank card directly through the SUPERRA application, and in any other way, simply by copying your account details (bank transfer, payment terminals, cash deposit, etc.).

After going through the process of ''Opening an account'' and ''Replenishment of an account'', you simply need to select the instrument corresponding to your investment requirements from the ''Main'' or ''Bonds'' page and confirm the purchase transaction.

Yes! SUPERRA allows you to purchase bonds from any place and at any time without visiting a bank or a brokerage company.

After opening an account and replenishing it in the SUPERRA app, users can purchase bonds in the available amount.

The yield to sell indicates how much income an investor will receive if they sell the bond at the market price rather than holding it until maturity.