SUPERRA is a savings management mobile app that allows its users to invest in government and/or corporate bonds, buy and sell bonds without visiting a bank office, and track their investment portfolio in a completely digital environment.

SUPERRA is available for download on both the App Store and the Google Play.

The SUPERRA app allows users to explore the bonds available on the market and manage their savings without visiting a bank office. The app is user-friendly and available for everyone regardless of prior investment experience.

To activate the app, register by filling in and confirming Your phone number and email address. To make transactions, You need to open an account directly through the app without visiting a bank.

To start investing, You need to open an account and top it up, which is done within minutes completely online.

Once registered, You just need to tap the ''Open account'' button from the ''Main'' page and follow the simple and fully online process.

Once Your account is open, tap the ''Top up'' button on the ''Main'' page.
You can replenish the account from a bank card directly through the SUPERRA application, or use other methods like bank transfer, payment terminals, or cash deposits by copying Your account details.

After You’ve opened and funded Your account, go to the ''Main'' or ''Bonds'' page and simply select the bond corresponding to Your investment requirements and confirm Your purchase.

Select the bond You want to sell from Your ''Portfolio'' and confirm the transaction.

Click the "Reset password" button from the "Login" section and follow the steps to set a new one.

To update Your email, phone number, or password, simply go to the "Personal page" from the "More" section of the app.

Yes. Your personal data is strictly confidential and protected by industry-standard security measures.

Open "Settings" in the "More" section and choose among "Հայերեն", "English" or "Русский", or select "ARM", "ENG" or "RUS" from the upper right corner before logging in.

A bond is a financial instrument issued by a government or company that allows the bondholder to earn interest and get back the nominal value of the bond after a set period.

Bonds offer a safe way to grow Your savings:
•    with the possibility of repayment of interest annually/semi-annually/quarterly/monthly,
•    without income tax,
•    with the possibility of easy selling,
•    with a high level of liquidity.
 You can sell Your bonds back at any time directly through the SUPERRA app.

The nominal value is the face value of the bond. The amount that the issuer promises to repay at the expiration of the bond’s term.

The yield to buy is the expected return the investor will earn if they purchase the bond at its current market price and hold it until maturity (or for a specific period).

The yield to sell is the return You’ll receive if You sell the bond at its current market price instead of holding it until maturity.

Bond liquidity refers to how quickly and easily a bond can be bought or sold without significantly affecting its price.

Once Your account is open and topped up, You can purchase bonds up to the available volume of bonds.

Transactions are processed within one banking day.

All Your purchased bonds and their details are available in the "Portfolio" section.

Yes! SUPERRA guarantees the liquidity (selling back) of purchased bonds at any time.

Absolutely! SUPERRA allows You to purchase bonds anytime and from anywhere.

No. SUPERRA is owned by Fido Invest CJSC, a company that is controlled by the Central Bank of Armenia and collaborates with Converse Bank.